Yes, if you do not opt-in, you will continue to be required to make CPF MediSave contributions, but will not receive the platform operator’s share of CPF contributions.

Gojek will deduct only your share of MediSave contributions from your net earnings and submit these contributions every month to the CPFB. These will be allocated to your MediSave account only. 

Your MediSave contribution will be calculated and withheld in a similar method based on the maximum rate for MediSave.