When you withdraw your GoPay Pinjam limit, you will see a summary of your loan details which also include the total fees that will be incorporated to your installments.

There are 3 types of fees for GoPay Pinjam. Let’s break them down:

1. Provision fee: starting from 1% of the loan withdrawal amount.
2. Interest fee: starting from 1.26%* of the loan withdrawal amount to be charged flat per month depending on the tenure selection.
3. Service charge: starting from 1.95%* of the loan withdrawal amount to be charged flat per month depending on the tenure selection together with the VAT or Tax of 11% from your total service charge.

Let’s simulate as follows:

Note: If you have more than one loan, your 2nd or 3rd loans, and onwards are disbursed later than your first disbursement date; the interest fee amount would be prorated.